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Current Rates


Certificates of Deposit
Minimum to
Open Account
Minimum to
Obtain APY*
Rate
APY
30 Day CD
$1,000
$1,000
0.20%
0.20%
60 Day CD
$1,000
$1,000
0.25%
0.25%
90 Day CD
$1,000
$1,000
0.30%
0.30%
180 Day CD
$1,000
$1,000
0.45%
0.45%
1 Year CD
$1,000
$1,000
0.75%
0.75%
1 Year (18 Month) CD
$1,000
$1,000
0.90%
0.90%
2 Year CD
$1,000
$1,000
1.00%
1.00%
2 Year (30 Month) CD
$1,000
$1,000
1.05%
1.05%
3 Year CD
$1,000
$1,000
1.10%
1.10%
4 Year CD
$1,000
$1,000
1.20%
1.20%
5 Year CD
$1,000
$1,000
1.20%
1.20%
*APY = Annual Percentage Yield. Daily Balance (the amount of principal in the account each day)

We may impose a penalty if you withdraw any of the principal before the maturity date.

Rates effective as of 06/18/2012
Fees could reduce earnings.


Individual Retirement Accounts (IRA)
Minimum to
Open Account
Minimum to
Obtain APY*
Rate
APY
1 Year IRA
$1,000
$1,000
0.50%
0.50%
2 Year IRA
$1,000
$1,000
0.50%
0.50%
3 Year IRA
$1,000
$1,000
0.50%
0.50%
*APY = Annual Percentage Yield. Daily Balance (the amount of principal in the account each day)

Rates effective as of 02/14/2013
Fees could reduce earnings.


Checking
Minimum to
Open Account
Minimum to
Obtain APY*
Rate
APY
Interest Checking (NOW)
$1,000
$0
0.10%
0.10%
First Capital Checking
$1,000
$0
0.10%
0.10%
Business NOW
$1,000
$0
0.10%
0.10%
Public Funds Interest Checking
$1,000
$0
0.10%
0.10%
*APY = Annual Percentage Yield. Daily Balance (the amount of principal in the account each day)

Rates effective as of 02/14/2013
Fees could reduce earnings.


Savings
Minimum to
Open Account
Minimum to
Obtain APY*
Rate
APY
Regular Savings
$100
$10
0.20%
0.20%
Children's Savings
$0
$10
0.20%
0.20%
Business Savings
$100
$10
0.20%
0.20%
*APY = Annual Percentage Yield. Daily Balance (the amount of principal in the account each day)

Rates effective as of 02/14/2013
Fees could reduce earnings.
Rates are variable and subject to change at the Bank's discretion.


Money Market
Minimum to
Open Account
Minimum to
Obtain APY*
Rate
APY
Regular Money Market
$1,000
$0**
0.25%
0.25%
High Yield Money Market
0-9,999
$10,000
$0**
0.25%
0.25%
10,000 - 24,999
0.30%
0.30%
25,000 - 49,999
0.35%
0.35%
50,000 - 99,999
0.45%
0.45%
100,000 and up
0.45%
0.45%
Business Money Market
$1,000
$0**
0.25%
0.25%
BusinessHigh Yield Money Market
0 - 9,999
$10,000
$0**
0.25%
0.25%
10,000 - 24,999
0.30%
0.30%
25,000 - 49,999
0.35%
0.35%
50,000 - 99,999
0.45%
0.45%
100,000 and up
0.45%
0.45%
Public Funds Money Market
$1,000
$0**
0.25%
0.25%
*APY = Annual Percentage Yield. Daily Balance (the amount of principal in the account each day)
**Average Daily Balance

Rates effective as of 02/14/2013
Fees could reduce earnings.
Rates are variable and subject to change at the Bank's discretion.

FDIC
FDIC
First Capital Bank
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