First Capital Bank

At First Capital Bank, we know you have big plans. Plans for your future. Plans for your family. Plans for your business. We're here to help you take your plans from dreams to reality. Whether it's an interest-bearing checking account or a customized line of credit for your growing business, First Capital Bank is your financial partner with only one goal in mind - to say "yes" to your request.

Let us know how we can say "yes" to you today.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTA's"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

*The trademarks FIRST CAPITAL BANK AND FC FIRST CAPITAL BANK & design are used under license.*

IMPORTANT NOTICE

At First Capital Bank, we are committed to protecting your privacy and identity. However, as a valued customer, you should be aware of various types of fraud. One type is e-mail fraud which consists of con artists illegally using a bank's logo and website format to send e-mails asking individuals for personal information. It is important that you know First Capital Bank does NOT authorize these types of e-mails, nor will we do so in the future. If you receive an e-mail requesting such information, DO NOT PROVIDE ANY PERSONAL INFORMATION. We will never use e-mail to request personal information from our customers. Again, First Capital Bank holds our customers' privacy to the highest standards and is working hard to protect you in today's ever changing society. If you have any questions or concerns, feel free to call us at 901.737.5453

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